The term "impairment" means the permanent loss of a body part or function as a direct result of a client's transport accident. If a TAC client is likely to have a permanent impairment, the TAC will arrange to have him/her assessed. Before the TAC can do this, the client may need to wait for a certain period of time to pass and for his/her injuries to have stabilised. Refer to the Impairment Benefits policy for the relevant period of time. When a TAC client is likely to be eligible for impairment benefits, the TAC will contact him/her at a later date and advise them of what they need to do.
The TAC's Impairment policies provide information about impairment benefits relating to: eligibility; assessment; payment; and general conditions or issues that apply to impairment benefits. You may also wish to read the TAC's overview of the impairment assessment and payment process.
When to assess
The period of time that a client must wait before an impairment benefit can be assessed will depend on the date of his/her transport accident. Refer to the question, 'When is a client assessed for impairment benefits?' within the relevant policy below:
For accidents on or after 19 May 1998
The Transport Accident Act (1986) requires the TAC to use the Guides to the Evaluation of Permanent Impairment, 4th edition.
For accidents on or after 1 January 1987 to 18 May 1998
The Transport Accident Act (1986) requires the TAC to use the Guides to the Evaluation of Permanent Impairment, 2nd edition.
Clients living overseas
The TAC will consider paying for a client living overseas to travel to Australia to attend an impairment assessment under very specific circumstances. Please refer to Overseas travel to attend medical examinations in Australia policy for more information.